By earning the SRES® designation, your REALTOR® has demonstrated necessary knowledge and expertise to counsel senior clients through major financial and lifestyle transitions involved in relocating, refinancing, or selling the family home. Your REALTOR® has received special training, gets regular updates, and is prepared to offer the options and information needed in making life changing decisions.

An SRES® designee can help you make wise decisions about selling the family home, financing, buying rental property, or managing the capital gains and tax implications of owning real estate, among many other issues. Seniors Real Estate Specialists® offer clients relevant information on current trends in senior real estate transactions, and can refer you to other professionals such as attorneys and C.P.A.s who also have specialty interest in senior clientele issues.

A Seniors Real Estate Specialist® is experienced and knowledgeable in meeting your specific needs. And that can make all the difference in the world.
As we age, we demand specialists in our health needs, so why not in our housing and equity needs as well? An SRES brings:

• A customized approach to your situation; an SRES works with how your living situation fits into your overall plan.
• Expertise and patience without condescension.
• An awareness of options and solid, reliable referrals for specific situations to explore those options.
• A variety of choices to reduce out of pocket expenses, gain cash, or create or defer income streams to either stay independent or finance assistance.

Delaware coastal resort communities offer a number of amenities geared for the active senior. Here are some age-qualified communities:

• Cedar Bay in Ocean View, DE
• Independence in Millsboro, Delaware
• Providence of Brookfield Homes in Bridgeville, Delaware
• Villas at Bay Crossing in Lewes, Delaware

Please see service programs for seniors in Rehoboth Beach, Lewes, Dewey Beach, Bethany Beach, Millsboro, Milford, Milton.

Get ot know Coastal Delaware's leading heart center - a medical facility with as much as 25 years of outstanding service.

Grandchildren? What a wonderful place to bring the grandchildren during the summer months, Halloween and Christmas.

• Delaware has no sales tax.
• With no state-level property taxation, Delaware property taxes consistently remain low (eg. In recent years, DE residents have paid less than $550 per capita per year in property taxes).
• Delaware residents pay less than 10% of their incomes to taxes, ranking 3rd best in the country for minimal tax burden.
• In Delaware Social Security and railroad-retirement benefits are exempt from income tax.
• Delaware ranks as the 11th state in the nation with the highest one-year home appreciation percentage.

Visit their website to access information about the agency, its mission, budget, and organizational structure. In addition, you can learn more about the Older Americans Act, the federal legislation establishing the AoA and a range of programs that offer services and opportunities for older Americans and their caregivers.

The senior citizen population is the fastest growing demographic group in the United States. Members of the "baby-boom" generation, the generation born after World War II, will begin to retire in large numbers around 2010. Baby boomers are already contacting federal agencies to apply for disability and veterans' benefits. The unprecedented demand for services by this group is one of government's most pressing concerns in the new millennium. An Internet website geared specifically toward seniors provides an outstanding opportunity to help meet those demands.

• Reverse mortgages summary
• From SRES Newletter: The Importance of Title on Your Deed of Trust
• From SRES Newletter: Reverse Mortgages - Convert Home Equity into Usable Dollars
• 10 top mistakes for seniors selling or buying
• Retirees consider downsizing to a smaller home
• Special Summary of the Pension Protection Act of 2006

Delaware Senior Olympics attract a growing number of Delaware's active adults to engage in athletics through this worthwhile program with Senior Olympians participate in a wide range of sports.

American Senior Fitness Association provides fitness training, professional certification, and health and wellness resources for instructors and program developers who serve older adults. The SFA is also a primary internet resource for elderly exercise participants. SFA programs include senior personal trainer, senior fitness instructor and long term care fitness leader. Distance certification is available.

International Council on Active Aging (ICAA) is dedicated to changing the way we age by uniting professionals in the retirement, assisted living, fitness, rehabilitation and wellness fields to dispel society's myths about aging. We help these professionals to empower aging Baby Boomers and older adults to improve their quality of life and maintain their dignity.

AARP's Physical Activity Programs for adults over 55.

• Retirement Planning
• Delaware Senior Directory
• Jobs For Seniors In Delaware
• Best Senior Travel Web Sites with everything about senior travelling: travel agencies, magazines, tips, companion searc, places of interest and more.