Delaware Senior Retirement Living
Why Retire to Delaware?
Delaware is one of the best retirement places due to the whole array of benefits for seniors who choose a Delaware retirement community over any other state's senior living communities.
- Tax Advantages
- - No inheritance tax for most residents
- - No personal property taxes
- - No local taxes (except in the City of Wilmington)
- - No sales tax
- - No state tax on social security benefits
- - Low real estate property taxes
- - Low personal and corporate income tax rates
- - Age dependent amount of your pension benefits is excluded from being taxable by the state of Delaware regardless of what state you lived in when you worked
- Location
- Of course, beach area retirement villages are the best places to retire in Delaware because coastal Delaware retirement communities combine beach living with quiet, low-key and laidback, country atmosphere. On top of that you will be within just hours from 4 major metropolitan areas - Philadelphia, Washington, DC, Baltimore and New York.
- Relatively Mild Climate
- Summers in the Delaware beach area are very warm with mostly sunny skies and quite a bit of humidity. Winters are not too cold with snow being a fairly rare sight.
- Developed Health and Social Care
- - Doctors: There is a great number of medical professionals servicing residents of Southern Delaware retirement communities - physicians, orthopedists, cardiologists, neurologists, nephrologists, etc. For example, Savannah Road in Lewes is a "medical offices showcase" with almost every other house being a doctor's office.
- - Hospitals: Beebe Medical Center, Nanticoke Memorial Hospital and Milford Memorial Hospital, with Beebe Medical Center ranking #1 in Delaware for Overall Orthopedics and Best on the Delmarva Peninsula for Overall Orthopedics and having 8 outpatient facilities and labs.
- - Assisted living facilities, adult day care, physical therapy, retirement homes
- - Senior Centers and CHEER Centers offering home and transportation services, medical assistance, community resources and nutritional help to not only residents of over 55 retirement villages but to all Delaware seniors. At CHEER centers you can also participate in social interaction with activities like bridge clubs, seminars, and organized trips.
- Outstanding Recreation
- - Numerous golf courses, including award-winning Bayside community golf course designed by Jack Nicklaus
- - Fishing, boating and sailing opportunities thanks to many marinas and canals, lots of communities have private docks and slips and there are some public ones
- - Many fitness centers, some with special programs for seniors and swimming pools (and of course ocean swimming is always an option). Each and every Delaware retirement community has a fitness center, pool, and community clubhouse with lots of activity choices
- - Tennis courts in many communities and several public courts
- - 3 state parks, dolphin and bird (and sometimes whale) watching
- - Walking, jogging, biking on public and communities trails, Rehoboth Beach boardwalk and of course just walking the street of out towns
- - Really diverse dining for all tastes and budgets
- Culturally Rich
- - Theatres: Milton Theater, Clear Space Production, Midway Movie Theater
- - Concerts: Rehoboth Beach Jazz Festival draws musicians and audience from many regions, summer concerts and other musical events at the Bandstand on Rehoboth Ave, Mid-Atlantic Symphony Orchestra, Choral Society performances, Elvis Presley impersonators, live music on the Lewes Library's lawn, and more
- - Museums: Rehoboth Beach Museum, Nanticoke Indian Museum, Zwaanendael Museum, and Overfalls Maritime Museum to name a few
- - Antiques Shops: about 100 Antique stores throughout Southern Delaware and a huge Bargain Bill's Flea Market in Laurel, with thousands coming on weekends
- - Lewes Historical Society
- - The Rehoboth Art League hosts year round exhibitions, lecture series, concerts and workshops for adults and children in many diverse fields
- - Rehoboth Beach Film Society is in charge of the Annual Rehoboth Beach Independent Film Festival
- - Shopping: boutiques, outlets, department stores, clothes, shoes, jewelry, gourmet foods, decor and gifts, you name it!
- - Sea Witch Parade, Christmas Parade, Easter Egg Hunt, Greyhound Event, Chocolate Festival and more
55 and Over Communities in Southern Delaware Beach Area
- Cedar Bay Ocean View Delaware
- Cedar Valley Rehoboth Beach Delaware
- Independence Millsboro Delaware
- Heritage Shores Bridgeville Delaware
- Bay Crossing Lewes Delaware
- Village of Cinderberry Georgetown Delaware
55 and over communities offer maintenance free living, special layout plans, senior oriented activities within a community and many more conveniences for maturing adults. But there are many more communities in Sussex County with no age restriction and you are welcome to browse them on this Sussex Delaware Communities page or run a refined search on the real estate search page.
Please also visit National ARP website and its Delaware section.
Local Services for Seniors
Delaware coastal resort communities offer a number of amenities geared for the active seniors from recreational activities to medical services to a rich cultural life. More about this and financial benefits of senior retirement living in Delaware is on the home page.
A particularly important role in servicing Delaware beach seniors plays CHEER with its many locations all over Southern Delaware. Here are some of them:
- Harbour Lights CHEER Center, 34211 Woods Edge Dr., Lewes, DE 19958, 302-645-9239
- Long Neck CHEER Center, 26089 Long Neck Road, Millsboro, DE 19966, 302-945-3551
- Georgetown CHEER Center, 546 South Bedford St., Georgetown, DE 19947, 302-856-5187
- Coastal Leisure CHEER Center, 30637 Cedar Neck Rd., Ocean View, DE 19970, 302-539-2671
Visit Hospitals and facilities information page and get to know Coastal Delaware's leading heart center - a medical facility with as much as 25 years of outstanding service.
Who Are the Senior Real Estate Specialists®?
By earning the SRES® designation, Nasi Bolourchi has demonstrated necessary knowledge and expertise to counsel senior clients through major financial and lifestyle transitions involved in relocating, refinancing, or selling the family home. Nasi has received special training, gets regular updates, and is prepared to offer the options and information needed in making life changing decisions.
How Can a Seniors Real Estate Specialist® Help Me?
An SRES® designee can help you make wise decisions about selling the family home, financing, buying rental property, or managing the capital gains and tax implications of owning real estate, among many other issues. Seniors Real Estate Specialists® offer clients relevant information on current trends in senior real estate transactions, and can refer you to other professionals such as attorneys and C.P.A.s who also have specialty interest in senior clientele issues.
Why Use SRES®?
Nasi Bolourchi is experienced and knowledgeable in meeting your specific needs. And that can make all the difference in the world.
As we age, we demand specialists in our health needs, so why not in our housing and equity needs as well? Nasi Bolourchi brings:
- A customized approach to your situation; she works with how your living situation fits into your overall plan.
- Expertise and patience without condescension.
- An awareness of options and solid, reliable referrals for specific situations to explore those options.
- A variety of choices to reduce out of pocket expenses, gain cash, or create or defer income streams to either stay independent or finance assistance.
Different Senior Resources
- Retirement Planning. Also see Retirement Planning: 5 Mistakes, Retirement Calculators
- Jobs For Seniors In Delaware
- Best Senior Travel Web Sites with everything about senior travelling: travel agencies, magazines, tips, companion search, places of interest and more.
- Reverse mortgages summary
- From SRES Newletter: The Importance of Title on Your Deed of Trust
- From SRES Newletter: Reverse Mortgages - Convert Home Equity into Usable Dollars
- 10 top mistakes for seniors selling or buying
- Retirees consider downsizing to a smaller home
- Special Summary of the Pension Protection Act of 2006
Government for Seniors
The senior citizen population is the fastest growing demographic group in the United States. Members of the "baby-boom" generation, the generation born after World War II, began to retire in large numbers around 2010. Baby boomers are contacting federal agencies to apply for disability and veterans' benefits. The unprecedented demand for services by this group is one of government's most pressing concerns in the new millennium. An Internet website geared specifically toward seniors provides an outstanding opportunity to help meet those demands.
Visit US Department of Health and Human Services to access information about the agency, its mission, budget, and organizational structure. In addition, you can learn more about the Older Americans Act, the federal legislation establishing the AoA and a range of programs that offer services and opportunities for older Americans and their caregivers.
You might also want to check Sussex County Senior Services website.
Senior Activities
Delaware Senior Olympics attract a growing number of Delaware's active adults to engage in athletics through this worthwhile program with Senior Olympians participate in a wide range of sports.
International Council on Active Aging (ICAA) is dedicated to changing the way we age by uniting professionals in the retirement, assisted living, fitness, rehabilitation and wellness fields to dispel society's myths about aging. We help these professionals to empower aging Baby Boomers and older adults to improve their quality of life and maintain their dignity.
AARP's Physical Activity Programs for adults over 55.